Baltimore Bankruptcy Lawyer James Logan Can Help You Take Control of your financial future.

Have you stopped answering your phone because of harassing collection calls? Are the bills piling up on your kitchen table unopened? Are you worried about losing your home or your car? As the economy continues to lag, hundreds of families across Maryland are facing these same hurdles and looking for the same answers. That’s why we’re here to help you make a fresh start.

Get Real Assistance Today from one of the top lawyers in Baltimore and Stop Foreclosure in Maryland

If you and your family are struggling with debt and don’t know where to turn, don’t be embarrassed to reach out to us. Attorney James Logan has more than 14 years of experience helping people get out from under the burden of debt harassment, and our team understands the struggles you and your family are facing.

Chapter 7 Bankruptcy

Chapter 7 bankruptcy is a great option for many Maryland families looking to solve their debt problems, but it may not be right for everyone. Chapter 7 will stop the harassment from creditors and cancel most of your debts, in exchange for the sale of some of your property to pay off the debts owed. Also, filing for Chapter 7 will immediately stop most creditors from garnishing your wages, cutting off your utilities, and repossessing your property.

Chapter 13 Bankruptcy

Pursuing Chapter 13 bankruptcy allows you to work with the court to create a plan to repay your debts over time and with potentially more favorable conditions. Filing for Chapter 13 bankruptcy in Maryland can stop foreclosure, stop wage garnishments, stop utility turn-offs, and more. Unlike Chapter 7 bankruptcy, you do not have to give up your property, but you will need to be able to stick to your bankruptcy plan and continue to make mortgage payments.

Mortgage Modifications

The most common reason is people have an event in their lives that causes them to fall behind in their mortgage, generally a job loss or an illness where they can’t work, and so they start to get behind in their mortgage payments. They seek a modification to try to set up a plan where they can save their home and maybe reduce the payments and be able to afford their home.

How To Stop Maryland Foreclosure

In Foreclosure In Maryland. What Happens Now?

Foreclosure in Maryland is a process that takes many months from the time you miss your first payments to the time you are forced to move out of your home. At each stage of the process, you have options to try and save your home. The most important thing to remember is that the longer that you wait, the fewer options you will have. This is because you are falling further behind on your payments and the foreclosure auction is getting closer. By getting this book, you have taken the first step to making things better.

Foreclosure Mediation In Maryland

In July, 2010, Maryland passed a new law that requires your mortgage company to review your situation before they can sell your home at foreclosure. Along with all the other papers they must file at the Courthouse, your lender must also file either a PRELIMNIARY LOSS MITIGATION AFFIDAVIT or a FINAL LOSS MITIGATION AFFIDAVIT. These are statements signed under oath that they have reviewed your individual file and what options you may have to prevent foreclosure of your home & give you more time.

Main Location

Baltimore Office
2419 Maryland Avenue
Baltimore, MD 21218

Greenbelt Office
6301 Ivy Lane
Suite 700
Greenbelt, MD 20770

Free Webinar

Every month James R Logan PA hold’s a free webinar about Foreclosure In Maryland. His team will touch base on how you can save your home &  money.

James Logan has worked hard to gain the skills, resources, knowledge, and experience necessary to really help those who are struggling with debt and facing foreclosure in Maryland.

Free Initial Consultation

At the James R Logan PA., we are on your side and will treat you with the respect and consideration you deserve.

Give us a call today at (410) 999-1084 to meet with James Logan in a completely free, no-obligation consultation to discuss your rights, your options, and how to make a fresh start.